Privacy Policy

KARMA XOC® collects e-mail addresses of people who send us e-mail. We also collect information on what pages users access and information provided to us by users via surveys and site registrations. Such information may contain personal data about you including your address, phone numbers, credit card numbers etc. KARMA XOC® protects credit card information according to Payment Card Industry Data Security Standards (PCI-DSS). We are not allowed to disclose such personal information without your written permission. However, certain information collected from you and about you is used within the context of providing our services to you. The information we collect is not shared with, sold or rented to others except under certain circumstances and which your use of the Service is deemed to provide to us a valid consent to disclose the following:

  1. KARMA XOC® may share personal information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of KARMA XOC®’s terms of use, or as otherwise required by law.
  2. KARMA XOC® employs other companies to perform tasks on our behalf and may need to share your information with them to provide products and services to you. KARMA XOC® may also share your information to provide products or services you’ve requested or when we have your permission.
  3. We will transfer information about you if KARMA XOC® is acquired by or merged with another company. In this event, KARMA XOC® will notify you by email or by putting a prominent notice on the KARMA XOC® web site before information about you is transferred and becomes subject to a different privacy policy.

Everyday language summaries are provided for your benefit and are not legally binding. Please read the Terms of Service for the complete picture of your legal requirements.

What we do with your information

  1. The term “Personal Information” as used herein is defined as any information that identifies or can be used to identify, contact or locate the person to whom such information pertains. The Personal Information that we collect will be subject to this Privacy Policy, as amended from time to time.
  2. When you register for KARMA XOC® we ask for your name, company name, email address, billing address, and credit card information. By registering you have the ability to simplify reorders by keeping your payment and shipping details on file.
  3. KARMA XOC® uses the information we collect for the following general purposes: for the sale of products and services, billing, identification and authentication, occasionally to improve our products through the use of surveys or feedback, to contact you for purchase or shipping related reasons and or research.

Explanation:

When you sign up you provide personal information which we collect and use. For the check-out process we also collect your credit card information.

Security

The security of your personal information is important to us. When you enter sensitive information, such as credit card number on our registration form, we encrypt the transmission of that information using secure socket layer technology (SSL). Credit card details are stored encrypted using AES-256 encryption. As a level 1 PCI-DSS compliant service provider we follow all PCI-DSS requirements and implement additional generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. If you have any questions about security on our Web site, you can email us at info@KARMA XOC.com.

Explanation:

We will encrypt your credit card and sensitive information at industry standards. Because stuff happens, we can’t guarantee 100% security of your data. If you have questions email info@KARMA XOC.com

Disclosure

  1. KARMA XOC® may use third party service providers to provide certain services to you and we may share Personal Information with such service providers. For example, shipping companies we use to send our product to you. We require any company with which we may share Personal Information to protect that data in a manner consistent with this policy and to limit the use of such Personal Information to the performance of services for KARMA XOC.

  2. KARMA XOC may disclose Personal Information under special circumstances, such as to comply with court orders requiring us to do so or when your actions violate the Terms of Service.
  3. We do not sell or otherwise provide Personal Information to other companies for the marketing of their own products or services.

Explanation:

In certain circumstances, we may disclose your personal information, like court orders.

Cookies

A cookie is a small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. Every computer that accesses our website is assigned a different cookie by us.

Explanation:

To identify you electronically, a cookie will be stored on your computer. This allows us to track whether or not you have visited our site before or if this is a first time visit. No personal data is associated with this tracking cookie.

PCI-DSS

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of security requirements managed by the PCI Security Standards Council, a joint effort of the payment brands, including Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of credit card information by merchants and service providers.

Explanation:

We will use industry standards in security, the same ones used by the big credit card companies, to help you keep a secure KARMA XOC account and to protect you and your information while shopping on our site.

Changes to this Privacy Policy

We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here or by means of a notice on our homepage so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Explanation:

We may change this Privacy Policy. If it’s a big change, we will inform you, right here.